Credit Portfolio Analyst at Renmoney

We are recruiting to fill the position below:

Job Title: Credit Portfolio Analyst

Location: Ikoyi, Lagos
Employment Type: Full-time
Department: Credit Portfolio Management

The Position

• We are currently seeking to employ a young, innovative Credit Portfolio Analyst.
• You will help in monitoring and managing our loan Portfolio, and help the business make smart decisions that will improve profitability.

Responsibilities

• Analyze portfolio trends to identify at a granular level and be able to communicate areas of risk and opportunity.
• Take ownership of daily, weekly and monthly credit risk reporting vital to the monitoring of the loan portfolio in a timely, accurate manner.
• Use analytical techniques to provide insight into key portfolios and segment trends.
• Take ownership of the Portfolio plan and monitor/maintain key risk indices.
• Present findings to risk managers to assist with improving the credit risk strategy to ensure the business operates within its agreed Risk Appetite and our customers are treated fairly.
• Perform data reconciliation and validation routines.
• In liaison with Products team, track the Unit Economics parameters and make recommendations accordingly.
• Work with the data science team to review emerging trends and recommend areas for investigation.
• Review and maintain data forecasting models to operate within desired expectations.

Requirements
Required:

• University Degree or equivalent standard with a high numeric content: Statistics, Economics, Physics, Mathematics, Finance, etc.
• Excellent working knowledge of Microsoft Office Products (Excel, PowerBI, Powerpoint, Word etc.).
• Advanced SQL skills to extract data from databases.
• Good communication and presentation skills with the ability to express technical ideas to a non-technical audience.
• A Self-starter with analytical mindset and ambition for a successful career in Credit risk.

Desirable:

• 3+ years practical experience in a credit risk/monitoring or similar analytical role
• Detailed knowledge and understanding of retail banking products.
• Previous experience in an analytical role within commercial banking or financial services
• Producing reports for use by senior management and the board of the company.

We are the place for you, if:

• You’re excited about technology and the future, and you’re looking for a place to learn and grow.
• You care a lot about detail and pride yourself in impeccable execution.
• You can collect and analyze lots of data and feed in just the right amount of intuition to make sound decisions.
• You are ready to work extremely hard, at a fast pace, to achieve audacious goals.
• You love to speak up, ask questions and are comfortable challenging anyone or any idea.

This job is perfect for you if you:

• Enjoy adding structure and developing approaches to ambiguous problems
• Are a self-starter, take initiative, work collaboratively, and can self-manage in ambiguity
• Have excellent verbal and written communication skills
• Are excel and numbers-savvy and very detail oriented.

You will not enjoy this job if you:

• Work best in structured, hierarchical settings
• Require clear, pre-set deliverables and constant direction
•  Are used to working in/with a large team.

What’s in it for you

• You’ll receive competitive compensation and work with amazing people.
• You’ll work in a beautiful environment with a flat structure and solve complex, real-world challenges.

Application Closing Date
Not Specified.

Method of Application
Interested and qualified candidates should:
Click here to apply online