SME Business Development Officer (Loan Sales) at Phillips Outsourcing Limited

Job Title: SME Business Development Officer (Loan Sales)

Job Summary

• We are seeking an experienced Business Development professional with a background in SME banking/lending and a proven track record of deal flow particularly in the retail and healthcare sectors for a contract position.
• The successful candidate will be primarily responsible for identifying new business opportunities and loans, building relationships, and driving growth for the company’s Business.

Responsibilities

• Identify and pursue new business opportunities in the SME sector, particularly in retail and healthcare
• Develop and maintain relationships with potential clients, including SME owners, entrepreneurs, and business professionals.
• Develop and maintain a strong pipeline of deals, meeting monthly and quarterly targets
• Conduct preliminary credit investigations to analyze applicants’ willingness and repayment capacity to determine the feasibility of granting loans.
• Initiate and partner with reputable organizations to facilitate lending to their customers.
• Collaborate with internal stakeholders, including credit analysts and loan officers, to assess the creditworthiness of potential borrowers and structure loan proposals.
• Monitor and manage existing loan portfolios to ensure timely repayment and mitigate credit risk.
• Meet or exceed sales targets and contribute to the overall growth and profitability of the Business.
• Prepare and submit regular reports on business development activities, pipeline status, and performance metrics.

Requirements

• Minimum 3 years of work experience in SME banking/lending, underwriting, sales, or business development within the financial services industry.
• Minimum of a Higher National Diploma (HND) in a related field (e.g., finance, business, economics)
• Proven track record of successfully sourcing and closing business loans, particularly in the retail and healthcare sectors.
• Ability to work independently and as part of a team in a fast-paced, dynamic environment as well as meet deadlines
• Strong analytical skills and attention to detail.

Salary
N286,000 Net.

Application Instructions:

The application deadline is 7th January, 2025. Therefore qualified and interested candidates should send their CV to: [email protected] using the job title as the subject of the mail.