Credit Officer at Entourage Integrated Trust Limited

Job Title: Credit Officer

Description

• We are seeking to employ a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in the following areas in Lagos State: Ojota, Maryland, Ketu, Mile 12, Lawanson, Ijesha, Oju-Elegba, Idi Araba, Ogba, and Agege
• Credit Officer responsibilities include preparing loan applications, evaluating clients’ financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
• Ultimately, you will help our clients acquire loans in a timely manner, while ensuring all requitements are met.

Responsibilities

• Review loan requests
• Assess clients’ financial status
• Evaluate creditworthiness and risks
• Contact clients to gather financial data and documentation
• Analyse risks and approve or reject loan requests
• Set up payment plans
• Maintain updated records of loan applications
• Follow up with clients about loan renewals
• Monitor progress of existing loans
• Daily & weekly repayment collection

Requirements and Skills

• Candidates should possess an NCE / OND / HND / B.Sc in Banking and Finance, Economics or related field with 0-3 years experience
• Proven work experience as a Credit Officer, Loan Officer or similar role
• Hands-on experience with lending procedures and products
• Ability to create and process financial spreadsheets
• Strong analytical skills
• Excellent communication and interpersonal skills
• Customer service experience

Benefits

• Starting Salary: N85,000 / Month
• Profit Sharing
• HMO
• Flexible working hour 11am – 6pm
• Yearly appraisal
• Salary review base on performance

Application Instructions:

The application deadline is no 8th February, 2025. Qualified and interested candidates should send their updated Resume to: [email protected]   using the Job Title as the subject of the email.

Note: Only qualified candidates will be contacted. It is important to visit the official website (link found below) for detailed information on how to apply successfully for this vacancy.

Website:
Official Job Website: https://entourageloans.com/