Credit Officer at ICS Outsourcing Limited

Job Title: Credit Officer

Job Summary

• The Credit Officer will be tasked with the responsibility of evaluating loan applications to determine the eligibility of an applicant for a loan option, assessing creditworthiness, scrutinizing credit risk and ensuring compliance with company policies and regulatory requirements.
• You will play a crucial role in the lending process by providing accurate credit assessments and recommendations to support our clients’ financial needs.
• Ultimately, the ideal candidate should have excellent oral and written communication skills to be able to effectively liaise with clients and should possess the capacity to work in a fast-paced environment.

Responsibilities

• Review and analyze loan applications and financial documents to determine credit risk.
• Conduct credit checks and assess the creditworthiness of applicants.
• Evaluate applicants’ financial status, credit history, and ability to repay loans.
• Make informed recommendations regarding loan approvals or denials.
• Ensure compliance with lending policies, regulations, and procedures.
• Communicate with applicants to gather additional information and clarify any discrepancies.
• Prepare detailed reports and documentation for loan decisions.
• Collaborate with other departments to ensure a smooth loan processing experience.
• Maintain records of loan applications and monitor payments.

Requirements and Skills

• B.Sc. in any related discipline.
• Must have completed NYSC.
• Minimum of 3 – 5 years’ work experience as a credit officer in a financial sector is mandatory.
• Proficient in Microsoft Word, Excel and Power Point
• Excellent written and verbal communication skills.
• Strong organizational skills and ability to multi-task.
• Strong leadership skills
• Attention to detail and problem-solving skills.

Renumeration

• Salary: N150,000
• Transport and airtime allowance.

Application Instructions:

The application deadline is 14th March, 2025. Therefore qualified and interested candidates should send their CV to: [email protected] using the Job Title as the subject of the mail. It is important to visit the official website (link found below) for detailed information on how to apply successfully for this vacancy

Website:
Official Job Website: https://icsjobportal.com/jobs