| View Jobs at Kuda Bank |
| Full Time Jobs |
| Lagos |
| Posted 11 months ago |
Job Title: Credit Strategy Analyst
Role Overview
- As a Credit Strategy Analyst, you are supporting the analytics throughout the credit product life cycle, from product design, to credit acquisition, portfolio management, collection and profit & loss.
- You will work within the Decision Science team, reporting to the Credit Risk Analytics Lead.
Role and Responsibilities
- Portfolio performance metrics
- Policy rule analysis
- Profit and loss forecast
- Credit limit assignment analysis
- Affordability analysis
- Score cut-off analysis
- Collection rate
- Lending / Collection strategy A/B testing
Requirements
- Must have an academic background in a Mathematical discipline e.g. Mathematics, Statistics, Physics, etc.
- Must have 3+ years of experience as a quantitative analyst in a financial service
- Proficient in database languages SQL
- Proven knowledge of typical statistical tests used for A/B testing
- Proven knowledge of standard statistical software packages (open source language preferred)
- Understanding of credit portfolio performance metrics, including but not limited to annualised loss, vintage curves, roll rate, exposure at default, loss given default
- General programming language (open source language preferred, e.g. Python, R)
- Experience of developing business reports from end-to-end, i.e. from business requirement analysis, designing the visualisation layer of the reports, sourcing the data, developing and productionizing the report, and managing the stakeholders’ expectations.
- Experience in generating actionable insights from the reports, e.g. interpreting the monthly monitoring reports for the business owners in relation to their business interests, and recommending actions in response to the latest developments in the reports
Why Join Kuda?
At Kuda, our people are the heart of our business, so we prioritize your welfare. We offer a wide range of competitive benefits in areas including, but not limited to:
- A great and upbeat work environment populated by a multinational team
- Pension
- Career Development & Growth
- Competitive annual leave plus bank holidays
- Competitive paid time off (Parental, Moving day, Birthday, Study leave, etc)
- Group life insurance
- Medical insurance
- Wellfare package (Wedding, Compassionate and etc)
- Perkbox
- Goalr – employee wellness app
- Award-winning L&D training
- We are advocates of work-life balance, working in a hybrid office schedule.
Why Join Kuda?
At Kuda, our people are the heart of our business, so we prioritize your welfare. We offer a wide range of competitive benefits in areas including but not limited to:
- A great and upbeat work environment populated by a multinational team
- Pension
- Career Development & growth
- Competitive annual leave plus bank holidays
- Competitive paid time off (Parental, Moving day, Birthday, Study leave etc)
- Group life insurance
- Medical insurance
- Well-fare package (Wedding, Compassionate and etc)
- Perkbox
- Goalr – employee wellness app
- Award-winning L&D training
- We are advocates of work-life balance, working in a hybrid in office schedule
Application Instructions:
The application deadline is Not Specified. Therefore qualified and interested candidates can “CLICK HERE TO SUBMIT APPLICATION” It is important to visit the official website (link found below) for detailed information on how to apply successfully for this vacancy
Website:
Official Job Website: https://www.kuda.com/
Job Features
| Job Category | Credit Strategy Analyst |