Experienced Digital Credit Analyst at GTI Microfinance Bank

Full Time Jobs

Lagos Nigeria

Posted 3 years ago

GTI Microfinance Limited was incorporated in August 2007 as a limited liability company and started its operations in 2008 at No. 127 Obafemi Awolowo Road, Ikeja. In October 2013, it was licensed as a State-Wide Microfinance Bank and moved its Head Office to No. 4 Tinubu Street, Central Business District, Marina Lagos. Other branches are located at Mushin, Abattoir in Agege & Surulere.

JOB TITLE: Experienced Digital Credit Analyst

JOB LOCATION: Lagos
Employment Type: Full-time

JOB DETAILS

Evaluating and reviewing of clients’ credit proposals for approval decision based on credibility, potential revenue and losses to maintain a good balance between returns and risk exposures.
Conducting credit search from an approved Credit Bureau for facilities of N50,000 and above
Booking of loans in line with the credit policy and approved terms and conditions.
Prompt and accurate monthly update of loans on the Credit Bureau and CRMS portal
Render timely report to regulatory bodies (CBN, NDIC, etc.) when required, especially when the HOD is unavailable.
Preparing monthly Portfolio AT Risk (PAR) with a summary of loan loss provision required when assigned.
Good knowledge of the bank’s products, policies and regulations.

Requirements

Candidates should possess a Bachelor’s degree with 4 years of experience
Preferred candidates should have existing work experience as a Digital Credit Analyst .
Working knowledge of data analysis and performance / operation metrics.
Computer literacy and the ability to use Microsoft Office tools and various specialist
Analytical / Initiative Skills
Excellent Interpersonal Skills & Customer Centric