How to Get XCredit Instant Loan in Nigeria without Collateral & Paper Work from ₦5,000 ~ ₦500,000.
XCredit is a great place to quickly get a loan from ₦5,000 ~ ₦500,000 in less than 24h.
XCredit Loan Requirement
Below are the requirements to get XCredit Instant Loan:
- Full Name
- Phone Number
- House address
- Bank account (To receive your loan funds)
- Above 18 years of age
- Nigeria by birth
How to Apply for the XCredit Loan
You are eligible for the XCredit Loan if you have read the requirement. You can begin your application to get credited in less than 24hrs.
XCredit Instant loan interest rate
This is a very important note before getting any loan, including XCredit.
The XCredit loan service charges an interest rate of 12% for 180 days. Here is an example for a better understanding of the breakdown.
If you borrow ₦3,000 on the XCredit mobile app and you set your repayment term to be three months, the:
- The interest rate will be 12%
- The interest amount will be ₦360
- The total amount to be repaid will be ₦3,360