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Sales Executive (Salary Loan / Wealth Management) at Rosabon Financial Services Limited (Ondo & Oyo)

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View Jobs at Rosabon Financial Services
Full Time Jobs
Ondo Oyo
Posted 2 months ago

Job Title: Sales Executive (Salary loan / Wealth Management)

Scope and Impact

  • The candidate will be tasked with the responsibility of selling various loan products. He/ She will act as liaison between customers and our financial institution and will help qualified applicants acquire loans in a timely manner.

Job Summary

  • The Rosabon Sales Executive is required to collect and prepare all materials needed to process transactions (loans and investments). 
  • He/ She will also responsible for reviewing loan applications evaluating the potential risks of granting loans to applicants.

Duties and Responsibilities

  • Evaluate credit worthiness by processing loan applications and documentation within specified limits
  • Interview applicants to determine financial eligibility and feasibility of granting loans
  • Determine all applicable ratios and metrics and set up debt payment plans
  • Communicate with clients either to request or to provide information
  • Justify decisions (approvals/rejections) and report on them
  • Complete loan contracts and counsel clients on policies and restrictions
  • Review loan agreements to ensure that they are complete and accurate according to policy
  • Update account records, Compute payment schedules and transactions on ERP
  • Confer with underwriters to aid in resolving loan application problems.
  • Update job knowledge on types of loans and other financial services
  • Assess customer needs, explore all options and introduce different types of loans
  • Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish
  • quotas
  • Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the
  • underwriting process
  • Operate in compliance with laws and regulations and adhere to lending compliance guidelines
  • Deposit mobilization to meet set targets

Key Performance Indicators

  • Meet Set Monthly loan and investment Targets
  • Reduced number of Non-Performing loans
  • Customer retention rate of minimum 90% across loan and investment products

Qualifications / Requirements

  • Candidates should possess a B.Sc Degree in finance, economics or a related field with 2-10 years experience
  • Proven working experience as a Loan Officer
  • Familiarity with computers and banking applications/software
  • Solid understanding of direct/indirect lending products and practices
  • Customer satisfaction orientation and sales competencies
  • Ability to work in a goal oriented environment and meet set target.

Application Instructions:

The application deadline is 2nd May, 2025. Therefore qualified and interested candidates should send their applications to: [email protected] using the job title as the subject of the mail.
Or
Click here to apply online

Job Features

Job CategorySales Executive

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