Team Member, Credit Audit at United Bank for Africa Plc (UBA)

We are recruiting to fill the position below:

Job Title: Team Member, Credit Audit

Location: Nigeria

Job Objective(s)

• To provide an independent assessment of the Credit Risk Management process of the bank with the aim of ascertaining and reporting on the extent of compliance with; the credit philosophy, credit planning process, credit approval and management system, responsibility and disciplinary processes.
• Also ascertaining and reporting on the extent of compliance of the bank’s credit risk management philosophies and strategies with international best practices and with relevant regulatory guidelines.

Duties & Responsibilities

• Preparation of yearly audit plan for branches in the zone.
• Take part in the assessment and expression of opinion on the adequacy of controls.
• Take part in the assessment and evaluation of the operational process.
• Conducting full audit for various business offices within the area of coverage.
• Conduct spot checks on high and medium rated business offices.
• Conduct periodic cash audit on vaults and ATMs.
• Take part in the rating, assessment and assigning audit ratings to the auditee.
• Highlight pervasive audit issues that portend dangers for losses.
• Recommend improvements, in the course of the audit, for business and operational processes with overall objective to improve timeliness, accuracy, reliability and quality standards in products and services.
• Conduct Policy Awareness, Fraud Assessment and Sensitivity in office visited to further drive fraud reduction.
• To drive/encourage staff positive behaviors in the noted areas.
• Perform other duties as assigned by the Team Lead.
• To also work with the subsidiaries as necessary.

Minimum Educational Qualification

• First Degree in any related numerate field.
• Professional qualification e.g. ACA, ACCA, ACIB will be an advantage.
• Minimum of 3 years work experience required

Knowledge & Skills Required

• Average to good knowledge of credit analysis.
• Have a sound knowledge of the bank’s credit policy, systems and products.
• Sound knowledge of the Banking Operations and Internal Controls.
• Good Understanding of the Nigerian Banking Industry.
• Knowledge of CBN’s policies and the business environment.
• Critical thinking.
• Intermediate Microsoft Office Suite Skills.
• Good communication skills (Oral & Written).
• Good analytical skills.
• Good interpersonal skills.

Application Closing Date
18th November, 2022.

Method of Application
Interested and qualified candidates should:
Click here to apply online